Gestational Surrogacy Cost | All-In Surrogacy Fees & Transparent Pricing

With our All-In Program, a surrogacy journey costs $197,500. Through our agency, it’s one fixed price, and it’s packed with value and security.

As the nation’s most experienced surrogacy and egg donor agency, ConceiveAbilities provides fast, secure, and guaranteed matching with exceptional gestational surrogates, backed by a complete surrogacy program with first-in-class service. Our expert team is dedicated to ensuring that every hopeful parent who embarks on the surrogacy journey has a successful and healthy path to bringing home their baby. With our groundbreaking All-In Program, we’ve taken this commitment even further, offering an unmatched level of safety and security.

The surrogacy process is complex, but with nearly 30 years of experience, we expertly manage every logistical detail while guiding you through the journey with compassion and confidence at every step.

Matching: Fast, Secure, and Guaranteed

Rapid Match Time We Make The Fastest, Highest Quality Matches in The Industry
Matching Matters™ 97% Success Rate at First Introduction, Saving You Time and Expense
Stand-Out Surrogates That Meet The High Standards of Your Physician: More than 95% of our surrogates pass medical evaluation on the first attempt

Leading National Surrogacy Agency with three decades of Experience

A Team of Surrogacy Experts
Caring People Who Know Surrogacy, First-Hand

Customized Surrogacy Roadmap

Intended Parents’ Financial Interests and Risks, Protected

Why Should You Choose ConceiveAbilities as Your Surrogacy Agency

Surrogacy is a modern way of building your family and requires an emotional, financial, and logistical investment. We understand surrogacy is a big decision for you and your family. As your surrogacy agency, we are driven to provide outstanding service, protect you from hidden fees and landmines, and guarantee our performance as your partner in helping you bring home your new family member. Whether you are pursuing third-party reproduction due to infertility or being in a same-sex relationship, we are ready to help you on your parenthood journey.

Proven Track Record of Success

Based on What Our Clients, Numbering Thousands Over Two Decades, Say
Based on What Fertility Clinics and Professionals Say

Top surrogacy agencies like ConceiveAbilities carefully select outstanding surrogates right from the start of the process. When I review the profiles ConceiveAbilities sends, they’re consistently excellent candidates, which is crucial for a successful surrogacy journey.

Eve Feinberg, M.D.

Medical Director, Northwestern Medicine Center for Reproductive Medicine

Surrogacy Costs: What Is Included in ConceiveAbilities All-In Package

Our All-In Program is a first in the marketplace, and possible only because of ConceiveAbilities’ long-standing track record for doing what we say we will do for the intended parents, surrogates, and professionals we have worked with for decades. We have assembled every key service you will need for your journey, anticipated the bumps and twists in the road ahead, and put together a fixed-price, comprehensive offering that gives you both peace of mind and financial security.

Our flagship All-In Program is enormously popular with our intended parents, and here’s why:

Guaranteed. We will match you with a healthy surrogate who is carefully matched to fit your needs. If required for your journey, we will provide an unlimited number of surrogate matches until the birth of your baby. If you do not accept a surrogate match, you have our money back guarantee. Period.
Fast. No kidding. Getting you through the necessary milestones quickly and more effectively than anyone else can. Ask us about our track record.
Relationships. Through our Matching Matters™ process and Shared Decision Making framework, we make a deep investment in understanding the needs and desires of intended parents and surrogates alike, to foster compatible relationships and guide those relationships through the entire journey ahead. With a 97% success rate at first introduction, we do the vetting of qualified stand-out surrogates for you, making good use of your time and energy.
Comprehensive. Through our step-by-step roadmap, we have identified all of the key services that you will need to achieve your journey’s goal of bringing home your baby. From complete direct medical coverage for your surrogate to the legal fees and work you’ll need to properly secure your parental rights, we have thought of it all and it’s all included.
Anticipating the Unexpected. We know the average cost of surrogacy, and we also know to expect the unexpected. When it comes to surrogacy journeys, covering the unexpected can add up, stressing even the most well-laid financial plans. With the All-In Program, we’ve planned to cover surrogacy costs and more, so the unexpected is included. Multiple embryo transfers? Included. Your surrogate’s health insurance policy does not cover the total cost of the surrogacy pregnancy? Maternity clothes? Included. Lost wages if your surrogate’s spouse needs to assist her? Included. Extra travel expenses? Included. Extra compensation for your surrogate’s specialized medical procedures? Included. Fine print for anything not included ? We will spell it out for you so there are no surprises.
All-In Surrogacy Cost: $197,500

Understanding Surrogacy Fees: Matching, Journey Management, Legal, Medical

Surrogacy Matching Expenses

Matching is a top priority for intended parents. Your All-In package includes recruiting, screening, and matching you with a healthy and highly qualified surrogate and includes unlimited rematches if there is a medical need. This is inclusive of:

Thorough medical records review and, for your surrogate as well as others in her household
Psychological screenings and background checks – all the way through to successful clearance of your surrogate by your fertility center
If there is medical need or other reasons why a new surrogate is required, these services are provided again.

Backing Our Proven Process: Up to $7,500 Credit for Rematching

We believe in our proven process so strongly that we back it with confidence. ConceiveAbilities will defray the medical screening costs charged by your fertility clinic for rematching, giving you confidence in our surrogates and peace of mind during the process. In the event a surrogate is disqualified or withdraws, intended parents will receive a $2,500 credit after a first failed medical screening and $5,000 after a first failed embryo transfer, at rematch, ensuring your journey continues smoothly with a new match.

Please note that you, as an intended parent, are responsible for all bills and expenses associated with your fertility clinic. Your All-In package includes recruiting, screening, and matching you with a healthy and highly qualified surrogate and includes unlimited rematches.

Legal Expenses

Provision for the legal services you will need for your journey is included. Our legal team is the best in the industry. Their expertise and guidance is a part of the All-In Package.

Legal representation for your surrogate; and the proper establishment of your parentage rights. These services are provided through the network of attorneys that ConceiveAbilities has vetted for their surrogacy expertise.
Organizing an effective partnership with your surrogate. Once you have your surrogate match, we create a surrogacy agreement or surrogacy contract between both the surrogate and intended parents, which outlines fair involvement between both parties throughout the surrogacy journey. For instance, the agreement ensures the intended parents will be active participants through the surrogate’s prenatal care and beyond.
Coordinating the legal and escrow work required to receive clearance from your fertility center for embryo transfer, inclusive of drafting and negotiating your gestational carrier agreement and properly establishing your parental rights.

Direct Medical Coverage Expenses

Our All-In Program includes direct coverage for surrogacy related medical costs, inclusive of coverages for medical, bed rest, disability, and life insurance.

Navigating the medical expenses associated with surrogacy can be complex, time-consuming, and overwhelming, and insurance companies don’t make that easy. With 30 years of experience, at ConceiveAbilities, we have the expertise, insight, and reach to fully understand the true cost of pregnancy and offer you “All-In” coverage of the medical expenses for your surrogacy journey.

ConceiveAbilities takes the burden off your shoulders by providing direct coverage of your surrogate’s medical expenses—from the start of your surrogate’s medical screening with your fertility clinic through delivery of your baby and your surrogate’s recovery. No need to worry about dealing with insurance companies, potential disputes, surprise billing, late bills, or managing the intricacies of coverage; we handle it all for you, directly. With this comprehensive protection, your surrogate’s IVF complications (if any) and pregnancy-related medical issues are covered, as per a standard major medical policy, ensuring ease and clarity throughout the process. This allows you to focus on what truly matters—welcoming your baby—while we manage the complexities behind the scenes, ensuring both you and your surrogate are fully supported.

Please note that you are responsible for all surrogate and fetal medical costs, medical costs associated with out of network or non-approved providers, second opinions, holistic providers, and additional, medically optional testing requested by you. We will work with your surrogate to integrate and maximize the benefits of any and all of existing insurance coverages that she maintains along with the coverage we are providing through this program.

Surrogacy Journey Management Expenses

Journey management expenses cover the dedicated coordination and oversight of every detail in your surrogacy process.

Time and effort for management of the journey with your surrogate, coordinating the precise details at each step of the surrogacy process with subject matter experts, based on your custom roadmap.

Understanding Surrogacy Fees: Surrogate Compensation Expenses

With our All-In Program, we offer a comprehensive compensation plan, starting with a generous budget of $48,000. This amount is paid in installments, beginning pre-pregnancy, continuing throughout the pregnancy, and extending into the ‘4th Trimester.’ We recognize that choosing the right surrogate is a critical part of a successful journey. Surrogate compensation may vary based on market conditions and circumstances, such as the impact of the COVID pandemic. If your surrogate’s compensation exceeds the $48,000 base budget, the difference will be an additional cost to you. However, you will be fully informed of the total compensation package before finalizing your match.

Compensating your surrogate inclusive of
- Pre-pregnancy compensation payments beginning at her earliest steps of working with you, including her medical workup at your clinic, the start of the IVF process, and the embryo transfer
- Base compensation, broken into pre-pregnancy, pregnancy, and post pregnancy
- Additional compensation for potential additional medical procedures such as multiple embryo transfers, cesarean delivery (or c-section), or multiple medication cycles
- Compensation for a new surrogate should, for instance, there be a medical need to create a new match
Coordinating and funding travel for your surrogate based on
- The direction and requirements of your fertility center and obstetrician

Enhanced Compensation and Support for Your Surrogate’s Well-Being

Offering the most comprehensive and well-structured compensation to your surrogate is essential to ensuring her focus, health, and well-being throughout the surrogacy journey. We have increased our best-in-class All-In Surrogate Care and Compensation package to attract the most highly qualified surrogate candidates, with no additional funding required by you.

By providing pre-pregnancy payments—$1,500 at medical screening, $2,000 at the start of IVF (when she begins medications), and $2,500 at embryo transfer—your surrogate knows that her time and dedication are valued from the very beginning.
We now start pregnancy payments at her first confirmation of heartbeat, rather than the second, to ensure she feels supported early on at this important milestone.
We are now offering C-section payments to all surrogates, not just first-timers.
Finally, we are increasing her life insurance coverage up to a maximum of $500,000, or that which she qualifies for, to demonstrate our commitment to her safety and security.

These updates to your surrogate’s compensation package create a supportive environment where your surrogate can fully focus on carrying your baby, knowing her and her family’s needs are met, allowing for a smoother, more successful surrogacy experience.

Wage Support & Recovery Program

Our Wage Support & Recovery Program ensures your surrogate is financially secure during any times when her normal activities are restricted due to medical need, covering up to $1,800 per week in her potential lost wages and added childcare and household expenses, with a $30,000 maximum. We also provide funding for seven days of lost wages for her partner, at any point during her journey.

This thoughtful benefit allows her to focus entirely on her health and the pregnancy without added financial stress, giving you peace of mind that both your surrogate and baby are well cared for. In the rare event that her weekly expenses exceed this amount, any additional costs will be your responsibility, but we will work closely with you to manage any exceptions, ensuring your journey remains smooth and her needs are well supported.

Be a parent

CUSTOMIZED ROADMAP AND SOLUTION

Our All-In Program financially protects you from unexpected problems and allows you to concentrate on what matters most: growing your family. It is the most comprehensive and risk-free surrogacy program available, from the nation’s most experienced surrogacy experts.

Since no two surrogacy journeys are the same, rest assured that we will guide you, step-by-step and with full transparency, putting in place a roadmap for a successful and healthy outcome: your baby home with you.

And, while the All-In Program is the best value for a comprehensive surrogacy journey, we appreciate that your needs may be more targeted. For instance, you may only have one embryo. Or you may already have identified your surrogate. Or you may want to do more of the legwork to manage your surrogacy journey yourself. Let’s talk and we will be delighted to build a customized program just for you.

Surrogacy Cost Frequently Asked Questions

The All-in Program at $197,500: The Fine Print for Intended Parents

Does ConceiveAbilities guarantee that I will be matched within 16 weeks?

No. Based on feedback from our clients and fertility centers, our Matching Matters process is both faster and higher quality than other agencies. We make a significant investment in building a deep pool of healthy and qualified surrogates and review hundreds of applications every week to find the select few that we bring forward for matching. That said, we know how important the right match is to a successful surrogacy journey and it may take time to find the right surrogate for you. While we cannot guarantee or even predict the precise time it will take to find your surrogate, with the All-In Program we do guarantee a full refund at any time prior to when you are matched.

Are in vitro fertilization (IVF) treatments included in the overall gestational surrogacy cost?

No, these fertility treatments are not included. Costs for all services required by your fertility center are separate and are the responsibility of intended parents. These services typically include your surrogate’s fertility medication, medical screening and workup, preparation for the embryo transfer, and medical monitoring until the pregnancy is “established.”

Is the surrogate’s medical care included?

Yes. We will work with your surrogate to integrate and maximize the benefits of her existing insurance coverage. ConceiveAbilities provides direct coverage for all IVF-complications and surrogacy-related medical expenses not covered by the surrogate’s insurance. This eliminates any potential disputes, confusion, or billing issues. Our dedicated Medical Billing Specialist manages everything, so you can focus on your journey with peace of mind.

Is surrogate compensation included?

With our All-In Program, we create a comprehensive compensation plan. First, we provide a generous starting budget of $48,000, which includes installments or payments starting pre-pregnancy, continuing throughout pregnancy, and continuing into her 4th Trimester. We understand that your decision about who is the perfect surrogate for you is a critical ingredient to a successful journey. In addition, surrogate compensation may fluctuate by market and at various times. Therefore, your surrogate’s starting compensation may go up from this base budget and the difference between $48,000 and the actual compensation package of your chosen surrogate will be an added expense for you, the intended parent. Rest assured, however, that you will know the amount of any surrogate’s compensation package prior to presentation of a match.

Our All-In Program covers additional surrogate compensation for additional medical procedures, such as multiple embryo transfers, a cesarean section, and multiple medication cycles. Finally, in our All-In Program, we include surrogate compensation for, if medically necessary, bed rest (inclusive of her lost wages, childcare, and housekeeping). And, we include seven days of lost wages for her partner if the partner must assist the surrogate, at any time during her pregnancy.

Are multiple embryo transfers included?

Yes. With our All-In Program, we include the greater of the number of embryos that you have available at the time of your match or 4 embryo transfers. The program also includes any additional compensation due to your surrogate for these transfers, such as replenishment of base compensation that starts prior to pregnancy. Additional embryo transfers thereafter are $5,000 per transfer, plus any additional compensation due to your surrogate.

What if my surrogate terminates the match?

With our All-In Program, you have unlimited matches if the surrogate chooses to withdraw from the program or otherwise terminates the relationship. If a surrogate is disqualified or withdraws, intended parents will receive a $2,500 credit after the first failed medical screening and a $5,000 credit after a first failed embryo transfer, at rematch, ensuring your journey continues smoothly with a new match.

What if I terminate my match after I accept the match?

If you decide to terminate your match with the surrogate after accepting your match, you may elect to be rematched with a new surrogate for an additional $15,000, plus any replenishment of pre-pregnancy payments due to your surrogate. Of note, however, if your match needs to be terminated for medical necessity, you have unlimited All-In rematches included in the All-In Program.

What if my GC is not willing or able to continue after medical screening?

$2,500 will be credited to the intended parents if a gestational carrier is disqualified after the first failed medical screening.

What if my GC is not willing or able to continue after embryo transfer?

$5,000 will be credited to the intended parents if a gestational carrier is disqualified after the first failed embryo transfer.

What if my surrogate’s insurance denies medical expenses for the surrogacy journey?

ConceiveAbilities removes the stress by directly covering your surrogate’s medical expenses—from the start of her medical screening with your fertility clinic through delivery and her recovery. You won’t have to deal with insurance companies, disputes, surprise bills, or navigating complex coverage issues. We manage it all on your behalf. With this comprehensive protection, your surrogate’s IVF and pregnancy-related medical expenses are fully covered, just like a standard major medical policy, but without the hidden loopholes—providing you with peace of mind and a smooth experience.

Are legal expenses included?

Yes. With our All-In Program, we include a provision for the legal services you will need for your journey, including the gestational carrier agreement between you and your surrogate; legal representation for your surrogate; and the proper establishment of your parentage rights. These services are provided through the network of attorneys that ConceiveAbilities has vetted for their surrogacy expertise. One important legal item remains at your personal expense, creating or revising your estate planning documents, along with addressing any unique statutory requirements that could apply to your journey.

What about pumping breast milk?

You and your surrogate may come to a shared decision for her to pump and supply breast milk after delivery. If so, the related compensation and expenses are the responsibility of the intended parents and not covered within the All-In Program.

How Do I Make Sense of All Of This?

Let’s sketch the numbers out, together, for several scenarios and for each of the six basic expense categories. And, then, together, we’ll customize the best roadmap for you. While many intended parents have shared with us that our All-In Program is the best value for them, we are always happy to customize a package tailor-fit to your surrogacy needs.

Let’s talk and we will be delighted to build a customized program just for you.

Start Your Surrogacy Journey Now